Why should I choose Progressive for All-Terrain Vehicle (ATV) insurance?
Progressive ATV insurance provides specialized coverage and other benefits you might not
get if you insure your ATV on your homeowner's policy, such as:
- Liability limits up to $500,000 (CSL) - higher than limits generally set
by homeowner's insurance
- Recreational use and off-premises coverage of your ATV
- ATV custom parts and equipment coverage
- Progressive's superior claims service for ATVs
Plus, depending on where you live, ATV insurance is probably required if you ride your vehicle
on state land. Often times, homeowner's policies don't cover ATVs unless you are riding on your
own property. In a nutshell, you can count on your Progressive insurance if your ATV is damaged
or stolen.
Discounts for ownership of multiple ATVs, safe driving records, and even purchasing a less
aggressive vehicle can apply. For the best service, contact an independent insurance agent for
help customizing your ATV insurance policy.
If you're curious as to how much it will cost to insure your ATV,
get an online quote...
Why isn't my homeowner's policy a good place to insure my ATV?
Like many people, you may be tempted to insure your ATV on your homeowner's policy. But did you
know that the typical homeowner's policy provides only minimal ATV coverage? And if you take your
ATV off your property to camp, hunt or ride, it may not cover you at all.
How can I keep my ATV insurance rates low?
Several factors affect your insurance rates. While you can't control all of the factors that
apply to you, there are a few things you can do:
- Ride Your ATV Carefully
Maintaining a clean driving record and avoiding accidents that require you to file a claim
can help keep your ATV insurance rates low.
- Choose Your ATV Carefully
ATVs with larger displacement engines, as well as those that are considered more aggressive
machines, typically cost more to insure based on the history of claims for those vehicles.
- If you enjoy riding (and we bet you do) -- buy more ATVs!
When you insure more than one ATV on your policy, you'll receive a discount from Progressive.