There are different kinds of insurance agents, and the type you choose can make an impact in your overall experience as a policyholder. In addition, selecting a local insurance agent will provide you with a higher level of personalized service and advice from an agent familiar not only with your location, but also one that relates to your specific insurance needs.

The Two Most Common Types of Insurance Agents

Captive Agent –Captive agents are restricted to offering only one specific company’s insurance products. In addition, captive agents may also be required to sell other products from that company, such as annuities and investment plans. While these agents may be knowledgeable about their products, and offer good products, they are limited in terms of what they can offer you.

Independent Agent – Unlike captive agents, only an independent insurance agent can offer you products from a variety of different insurance companies, such as Progressive. This helps the agents better serve your interests, because they can review multiple policies and pricing options to find one that's just right for you. That's the real value in choosing an independent insurance agent – knowledgeable advice and personalized service.

The Progressive Group's insurance products are sold by more than 30,000 independent agencies throughout the United States. That means there's a good chance there's an independent agent located in your neighborhood.

If you're ready to reap the values of working with an independent agent, simply use the Agent Locator tool to find one in your area.